Personal Finance 101

  • Home
  • /
  • Personal Finance 101
  • Money Matters in Marriage: How Spenders and Savers Can Stay in Sync

    Marriage: the word itself means to fuse, mix, blend, merge–and yet personalities and pre-marriage spending habits are regularly cited as some of the most contentious and divisive issues faced by married couples. One spouse likes to splurge, the other saves. One always assumes there’s enough money in the account, the other knows account balances to […]

    Read More
  • Poverty Prevention for Millennials: Education, Employment, Saving

    Millennials (adults ages 18-32) constitute the largest and best-educated age group in today’s society, according to Wendy Wang, co-author of “The Millennial Success Sequence,” with W. Bradford Wilcox, an associate professor of sociology at the University of Virginia. But they risk poverty due to lifestyle choices, according to Wang and Wilcox. The authors contend traditional […]

    Read More
  • 7 Ways to Celebrate Paying Off Your Mortgage

    For the vast majority of people, the day you ‘buy’ your house is the beginning a long line of mortgage payments. Slowly and diligently over time, you watch that number go down. This gets especially exciting, almost nail-biting, in the very last year as you anticipate the moment when your home will be 100% yours. […]

    Read More
  • 5 Key Decisions of Estate Planning

    No one wants to think about what happens when you’re no longer here — especially if you’re younger, still have kids at home and are in the process of building your career. You might think estate planning is only for older people who are closer to the end of their lives, but it’s important for younger […]

    Read More
  • Understanding Traditional IRA Withdrawal Rules

    An important part of retirement planning is understanding the rules the IRS sets in relation to traditional IRAs. These traditional IRA withdrawal rules exist in an effort on part of the government to make sure IRA money is used specifically for one’s retirement. Breaking IRA withdrawal rules can result in you having to pay a […]

    Read More
  • 7 Reasons Why You’re in Debt Up To Your Eyeballs

    If yours is one of the 80% of American families that hold some form of debt, you’re at risk of finding yourself on the slippery slope toward being eyeball-high in debt with little hope of ever digging yourself out. A good way to avoid this kind of financial catastrophe is to understand why people allow […]

    Read More
  • A Common Misconception About Active Wealth Management

    For decades, the average American has used mutual funds to grow their money. The typical mutual fund is “actively managed”, which is a great selling point for the fund. Most people think active management will maximize growth when markets are going up, and minimize, or even eliminate, loss when markets are in decline. That’s a common […]

    Read More
  • Creating A Holistic Retirement Plan: 8 Core Ideas to Retirement Income Planning

    8 Core Ideas to Retirement Income Planning Planning for your future can seem difficult. The options are endless, from 401(k)s and Keogh Plans to SEP and Roth IRAs. We, at TetonPines Financial, use a multi-tiered approach to providing our clients with an effective retirement plan. The following eight (8) concepts represent the core values that […]

    Read More
  • Your 2017 Money Checklist

    Wouldn’t it help you to feel in control of your finances if you started 2017 with a plan for being fiscally organized? This year, instead of allowing the financial winds to take you where they may, plan out your year with a money checklist.

    Read More
  • Lost Inheritance and Sudden Wealth Syndrome

    A 2,000-year-old Chinese proverb “Shirtsleeves to shirtsleeves in three generations” still holds up today. It intimates that the first generation works hard to create a fortune; the second generation spends the fortune foolishly; and, the third generation squanders what remains. According to the Boston College Center for Retirement Research, two-thirds of baby boomers will inherit […]

    Read More
  • Page 1 of 4

Freedom. From Debt.

Click here to request for a complimentary
debt elimination analysis consultation