Resources
Should I Pay Off My Credit Card Early?
What Happens When You Pay Your Credit Card Debt Early? One of the critical aspects of debt is the credit score. An improved credit score means that lenders trust you more, which translates to easier access to larger sums of money. Paying credit card debt on time...
12 Habits of Financially Intelligent People
Only 1% of American households showcase at least $10 million. Did you know that most millionaires are self-made? Some 80% of millionaires carved their own way by curating their own opportunities as financially intelligent people. Here are the 12 habits of a financial...
5 Effective Ways to Rebuild your Emergency Fund Today!
In the wake of Covid-19, our personal finances are more vulnerable than ever. Key industries have been hit, leaving millions of Americans dependent on unemployment. With rising healthcare costs and an economy struggling to bounce back to normal, it's no secret that...
The Stock Market is Up While Riots are Raging
The economy has lost jobs, the coronavirus is still infecting people, people who have jobs may have taken a pay cut and/or gotten more work to do. On top of that, there are protests going on because a police officer killed a black man in Minneapolis. People are...
Take Action to Protect Your Credit During the Coronavirus
It came on so fast. We were all living our regular lives one minute, and then we were being asked to shelter in place the next. The coronavirus pandemic has impacted us in many ways, including financially. According to the US Bureau of Labor Statistics, the number of...
Are You Financially Prepared to Buy a Home?
The idea of buying and owning a home is an exciting one. When you own a home, there are many benefits: for example; no worry of the landlord selling the place your living in, no more noisy downstairs neighbors, and now the money you are paying towards your mortgage...
Is Getting a Tax Refund a Smart Way to Save?
Congratulations! You filed your taxes and scored a tidy little refund. Who doesn't love a nice surprise? Millions of Americans actually look forward to filing their taxes every April because they like surprises, too. They expect to get a windfall of cash in the form...
The Student Loan Debt Crisis – and How to Face It Head-On
"So how much do you have?" It sounds like an innocent enough question. But for some Americans, the answer to that question is riddled with a sense of hopelessness, and to an extent, defeat. The answer to that question is quite often a five-figure number, sometimes six...
How Much Do You Really Need to Save for an Emergency?
In life, we expect that things will not always go smoothly. Unfortunately, it's a reality that emergencies do happen, and the best thing we can do is be prepared for them. However, many Americans are not as prepared as they think when it comes to coping financially...
Are We Going to Keep Pretending the Student Loan Crisis Isn’t Real?
There have been countless news articles and opinion editorials discussing an emerging crisis; the student loan problem. Most of the articles trend for a few days, we make a little noise on twitter, and then it all dies down. Meanwhile, the problem keeps deepening, and...