Resources

The Positive Economic Impact of Debt

The Positive Economic Impact of Debt

Credit may get a bad warp, causing dread and fear in the lives of millions, but does it deserve it? Credit moves the economy- each person's credit line is like a pump that pulls money around in the economy by creating the ability to spend where it didn't exist before....

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The Rise of Bitcoin and Cryptocurrencies

The Rise of Bitcoin and Cryptocurrencies

Cryptocurrency is a digital currency whereby a decentralized system verifies transactions and maintains records using a concept known as cryptography. Bitcoin is a form of cryptocurrency and is currently the highest valued and most popular form of that currency....

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Building Cash Flow vs. Paying off Debt

Building Cash Flow vs. Paying off Debt

The importance of creating passive income from assets cannot be understated. In today's economic climate, many people are finding it more difficult to balance their income and expenses. The good news is, you can make a huge dent in your financial issues by simply...

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6 Ways in Which You Can Go Bankrupt

6 Ways in Which You Can Go Bankrupt

Normally, life is full of surprises, and we always face unprecedented events that may drain our bank accounts if not wisely handled. One day, you may have millions in your bank, while the next day, you might have nothing due to unforeseen situations. Here is a list of...

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Should You Give Your Child a Debit Card?

Should You Give Your Child a Debit Card?

Are you in a dilemma of whether to acquire a debit card for your child or not? If yes, you are exactly in the right direction because every caring parent have their children at heart. Some questions you might be asking yourself include: • What most probable age to...

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What is a Zero-Based Budget and Why Should You Use One?

What is a Zero-Based Budget and Why Should You Use One?

If you want a budget that puts a name and a purpose to every dollar you make, then a zero-based budget might be for you. Yeah, sure, some people dread budgeting, since it forces them to look at their finances and make some difficult decisions. But truthfully if done...

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What Wealthy Americans Can Expect from Biden’s Tax Plan

What Wealthy Americans Can Expect from Biden’s Tax Plan

In the past, wealthier Americans would defer income around tax time in order to have less taxable income. This was a good strategy for the last 30 years, during which the government has been cutting taxes. However, the Biden administrations tax code could change...

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10 IRA Rules to Know in  2021

10 IRA Rules to Know in 2021

IRA offers unique savings for retirement. Whether you opt for traditional IRA, Roth IRA, or both, these accounts will come in handy in the future. With Traditional IRA, you will need to pay your income taxes once you start withdrawals. However, with Roth IRA, you pay...

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How to Protect Your Wealth in a Volatile Market

How to Protect Your Wealth in a Volatile Market

No matter what the political climate is, the market responds better to bad news than to volatility. Bad news signals a definitive path, as does good news but volatility leaves investors feeling vulnerable and their wealth in jeopardy. There are many divisions in...

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Should I Pay Off My Credit Card Early?

Should I Pay Off My Credit Card Early?

What Happens When You Pay Your Credit Card Debt Early? One of the critical aspects of debt is the credit score. An improved credit score means that lenders trust you more, which translates to easier access to larger sums of money. Paying credit card debt on time...

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