The United States has become a health-obsessed country. If the doctor tells us to jump, we do not hesitate to ask “How high?” Imagine, though, if you paid as much attention to your financial portfolio as you did to your cholesterol level. What if you took as much care to improve your financial portfolio as […]
Most people are shocked to learn that the biggest expense in retirement, that long-sought oasis after a lifetime of hard work, won’t be a mortgage, healthcare, or green fees at the local golf course. It will be taxes! The unfortunate reality is that even the most meticulous, careful, and perfectly timed investments and investment strategies […]
People get hurt. Furnaces conk out in the middle of winter. Cars die and windows break. These are the curveballs of life. We can’t tell you not to worry, but we can recommend being prepared. And even if that preparation isn’t for the worst case scenario, the conscious effort (and act) of saving–for a vacation, […]
Paper or plastic. Cash or credit. PC or Mac. With May graduations upon us, “college or retirement” is becoming a must-have kitchen table conversation for Millennials (and their parents). According to the Federal Reserve, borrowers under 30 years old held $376.3 billion in student loan debt in 2017. That’s an average debt of $22,135 per […]
You don’t want to owe money come tax time, and you don’t want the Government holding onto more money than is necessary. With a multitude of changes to the tax code, resulting from the “Tax Cuts and Jobs Act of 2017” that was signed into law December 22, 2017, millions of Americans will see changes […]
Over the last ten years, as the markets have rebounded from the banking crisis, all economic indicators have seemed to move in a healthy direction. And yet, in the last couple months, stock market volatility has been a regular occurrence. One area of concern for economists has been that a rising stock market has not […]
“Someday, I’d like to be able to enjoy my retirement.” “Someday, I’d like to be able to travel.” “Someday, I’d like to be able to relax.” Are you one of the people who talk about “someday” but you lack a solid plan to get you there? Retirement is going to happen “someday” but your preparations […]
Mutual funds are a passive investor’s dream. They’re cheap, “diverse,” and (usually) well managed. Compared to a savings account, they seem like a fixed race. And they beat CDs (“certificates of deposit”) by a nose. But like anything that can seem too good to be true, mutual funds come with their own drawbacks. Mutual funds […]
Marriage: the word itself means to fuse, mix, blend, merge–and yet personalities and pre-marriage spending habits are regularly cited as some of the most contentious and divisive issues faced by married couples. One spouse likes to splurge, the other saves. One always assumes there’s enough money in the account, the other knows account balances to […]
America’s debt problem cannot be solved by federal budget cuts alone. It can’t be solved by great and inspiring speeches. And it won’t be solved by doing nothing. The meager 1.9% economic growth of the past eight years was too low to either boost the private sector or to keep up with ever-growing federal spending. This isn’t rocket science: private […]
We offer a FREE, up to one-hour long debt elimination analysis where we will conduct an in-depth assessment of your financial portfolio. Not only will we give you easy to implement tips to streamline your finances better, there is also no obligation to sign up after the consultation.
Thank you for signing up to schedule an appointment for an informational consultation! An email will be sent to you shortly.
