Resources

Is Getting a Tax Refund a Smart Way to Save?

Is Getting a Tax Refund a Smart Way to Save?

Congratulations! You filed your taxes and scored a tidy little refund.  Who doesn't love a nice surprise? Millions of Americans actually look forward to filing their taxes every April because they like surprises, too.  They expect to get a windfall of cash in the form...

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The Student Loan Debt Crisis – and How to Face It Head-On

The Student Loan Debt Crisis – and How to Face It Head-On

"So how much do you have?" It sounds like an innocent enough question. But for some Americans, the answer to that question is riddled with a sense of hopelessness, and to an extent, defeat. The answer to that question is quite often a five-figure number, sometimes six...

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How Much Do You Really Need to Save for an Emergency?

How Much Do You Really Need to Save for an Emergency?

In life, we expect that things will not always go smoothly. Unfortunately, it's a reality that emergencies do happen, and the best thing we can do is be prepared for them. However, many Americans are not as prepared as they think when it comes to coping financially...

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This is the Amount of Money You Need to Be Happy

This is the Amount of Money You Need to Be Happy

When it comes to placing a dollar amount on "happiness" we often reach for the old adage... money can't buy it.  It's a lovely saying that emphasizes the value of the un-purchasable things in life, but it's not quite accurate. It turns out that, while you can't buy...

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Should You Use the Debt Snowball To Pay Off Debt?

Should You Use the Debt Snowball To Pay Off Debt?

Paying off debt can be overwhelming, especially when there's a lot of it and you're not sure where to start or what's going to be more effective with as much (or as little) as you can pay right now. The debt snowball method has become increasingly popular with those...

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Alternatives to Gambling on Wall Street

Alternatives to Gambling on Wall Street

Hedge fund managers, financial journalists and other self-described experts have tried to get an edge on the stock market for more than a hundred years, but research shows that even the most well respected active investment funds struggle to outperform the overall...

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Debt is Like a Rabbit Colony

Debt is Like a Rabbit Colony

Debt is hard to avoid. It's absolutely everywhere from the second you turn 18. Maybe it starts with student loans then morphs to a credit card "just for emergencies." Your definition for emergencies loosens and starts to include gas, food, rent, textbooks, concert...

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