It’s no secret that college is expensive. In 2018, NerdWallet reported the total outstanding student debt from federal loans alone is $1.5 trillion dollars! Significant debt negatively impacts your credit score, as well as that of any co-signers you may have. In...
Achieving a perfect credit score isn’t hinged on your income or bank account balance nearly as much as your habits. These are the habits to get into if you want to see your credit score top out. Get On A Budget Nothing makes your debt spiral out of control more...
If you’re wondering whether you should open a new credit card but you’re worried about how it might affect your credit, the short answer is that it depends. Opening a new credit card can help your credit in some cases and hurt it in others but this...
People mostly associate Social Security with retirement income but are not aware of the other benefits that the Social Security Administration (SSA) pays out for other significant life situations. Here is an overview of all the benefits available through the SSA....
The United States has become a health-obsessed country. If the doctor tells us to jump, we do not hesitate to ask “How high?” Imagine, though, if you paid as much attention to your financial portfolio as you did to your cholesterol level. What if you took...
Most people are shocked to learn that the biggest expense in retirement, that long-sought oasis after a lifetime of hard work, won’t be a mortgage, healthcare, or green fees at the local golf course. It will be taxes! The unfortunate reality is that even the...
