Should You Give Your Child a Debit Card?

Should You Give Your Child a Debit Card?

Are you in a dilemma of whether to acquire a debit card for your child or not? If yes, you are exactly in the right direction because every caring parent have their children at heart. Some questions you might be asking yourself include: • What most probable age to...
What is a Zero-Based Budget and Why Should You Use One?

What is a Zero-Based Budget and Why Should You Use One?

If you want a budget that puts a name and a purpose to every dollar you make, then a zero-based budget might be for you. Yeah, sure, some people dread budgeting, since it forces them to look at their finances and make some difficult decisions. But truthfully if done...
What Wealthy Americans Can Expect from Biden’s Tax Plan

What Wealthy Americans Can Expect from Biden’s Tax Plan

In the past, wealthier Americans would defer income around tax time in order to have less taxable income. This was a good strategy for the last 30 years, during which the government has been cutting taxes. However, the Biden administrations tax code could change...
10 IRA Rules to Know in  2021

10 IRA Rules to Know in 2021

IRA offers unique savings for retirement. Whether you opt for traditional IRA, Roth IRA, or both, these accounts will come in handy in the future. With Traditional IRA, you will need to pay your income taxes once you start withdrawals. However, with Roth IRA, you pay...
How to Protect Your Wealth in a Volatile Market

How to Protect Your Wealth in a Volatile Market

No matter what the political climate is, the market responds better to bad news than to volatility. Bad news signals a definitive path, as does good news but volatility leaves investors feeling vulnerable and their wealth in jeopardy. There are many divisions in...
Should I Pay Off My Credit Card Early?

Should I Pay Off My Credit Card Early?

What Happens When You Pay Your Credit Card Debt Early? One of the critical aspects of debt is the credit score. An improved credit score means that lenders trust you more, which translates to easier access to larger sums of money. Paying credit card debt on time...