What is a Zero-Based Budget and Why Should You Use One?

What is a Zero-Based Budget and Why Should You Use One?

If you want a budget that puts a name and a purpose to every dollar you make, then a zero-based budget might be for you. Yeah, sure, some people dread budgeting, since it forces them to look at their finances and make some difficult decisions. But truthfully if done...
5 Effective Ways to Rebuild your Emergency Fund Today!

5 Effective Ways to Rebuild your Emergency Fund Today!

In the wake of Covid-19, our personal finances are more vulnerable than ever. Key industries have been hit, leaving millions of Americans dependent on unemployment. With rising healthcare costs and an economy struggling to bounce back to normal, it’s no secret...
An 850 Credit Score Begins With These 9 Habits

An 850 Credit Score Begins With These 9 Habits

Achieving a perfect credit score isn’t hinged on your income or bank account balance nearly as much as your habits. These are the habits to get into if you want to see your credit score top out. Get On A Budget Nothing makes your debt spiral out of control more...