Dec 22, 2016 | Personal Finance 101
Wouldn’t it help you to feel in control of your finances if you started 2017 with a plan for being fiscally organized? This year, instead of allowing the financial winds to take you where they may, plan out your year with a money checklist. Besides peace of...
Dec 12, 2016 | Personal Finance 101
A 2,000-year-old Chinese proverb “Shirtsleeves to shirtsleeves in three generations” still holds up today. It intimates that the first generation works hard to create a fortune; the second generation spends the fortune foolishly; and, the third generation...
Dec 3, 2016 | Personal Finance 101
Seven years after the Great Recession came to an end, consumer credit card use is on the rise. Americans didn’t rush to become saddled with debt again, but they’ve slowly made their way back. As of the second quarter of 2016, Americans’ household...
Sep 15, 2016 | Personal Finance 101
If you’re considering financial planning, you may be wondering what it is. Is it planning for your retirement? Is it looking for prudent places to put your money to increase it? It is reducing your taxes? Is it looking down the road to your kids’ education? Is it...
Sep 8, 2016 | Personal Finance 101
Throughout the history of the United States, tax policy and its resulting implications have resulted in significant negative impacts on citizens. In 1819, Daniel Webster summarized the negative impact of taxation in a famous quote, “An unlimited power to tax...
Sep 1, 2016 | Personal Finance 101
As the old adage goes, “money doesn’t grow on trees.” It’s far easier to spend your hard-earned money than it is to earn. Without a tangible, long-term savings and spending plan, you’ll be struggling to make the monthly bills. Even for the most cost-effective...
