6 Tell-Tale Signs You’re Living Beyond Your Means

6 Tell-Tale Signs You’re Living Beyond Your Means

Do you know that about 64% of Americans live paycheck to paycheck? As daily life in the United States gets more expensive, you might have harder times making ends meet. The situation can be even worse if you’re trying to support a lifestyle you cannot afford. As your...

4 Sure Ways to Avoid Going Bankrupt in 2023

Do you know that about 288,000 Americans filed chapter 7 personal bankruptcy in 2021? Debt can damage your life in many ways. Think about the shame, fear, and guilt that come with it. If you ask a quality bankruptcy attorney, they’ll tell you that filing for...
Get The Christmas Experience Without Spending A Dime!

Get The Christmas Experience Without Spending A Dime!

Christmas is a time of year to get together with friends and family. It’s also a time when we like to splurge on things like decorations, presents, and food. But if you want to have a great Christmas without breaking the bank, plenty of ways can be done! Here...
The Tax-Deferred Bucket: What You Should Know 

The Tax-Deferred Bucket: What You Should Know 

The tax-deferred bucket is an investment account that allows you to defer paying taxes on the money you contribute. This means that you won’t have to pay taxes on the money until you withdraw it. Common tax-deferred accounts include 401(k)s, 403(b)s, 457s, and...
Understand and Optimize Your Taxable Bucket

Understand and Optimize Your Taxable Bucket

There are three basic tax buckets: taxable, tax-deferred, and tax-free. Another way to think of them is as “tax me now,” “tax me later,” and “tax me never.” It’s important to contribute to each bucket strategically to optimize...