Understand and Optimize Your Taxable Bucket

Understand and Optimize Your Taxable Bucket

There are three basic tax buckets: taxable, tax-deferred, and tax-free. Another way to think of them is as “tax me now,” “tax me later,” and “tax me never.” It’s important to contribute to each bucket strategically to optimize...
The Problem With Social Security

The Problem With Social Security

Trust Math, Not Magic The best financial strategy is one that makes just as much sense as it does money. The closer you get to your goals, the more you should feel confident and secure. You don’t need to understand every piece of financial minutia, but you do...
The Dangers of “The Government Plan”

The Dangers of “The Government Plan”

If you haven’t realized that tax will always increase, let this serve as a wake-up call to that reality. It has been quite clear least for the past 20 years that the day of reckoning is upon us, which is purely based on arithmetic and not a prediction. A huge...
Save Now or Forever Lose Your Interest

Save Now or Forever Lose Your Interest

It sounds harsh when you read articles that tell you to save now or you’re bound to lose out on some arbitrary but massive amount of money. The reality is, putting off a savings plan for any amount of time is harsh. So, why do so many people choose not to save...