Resources
Why Is It So Hard to Stick to a Budget?
Creating and sticking to a budget is hard. There are lots of quick tricks and tips that people use to get a hold of their finances, like no spending challenges or ripping up credit cards and only using cash, but without developing a sound framework, these tricks...
Four Reasons For Your Money Worries
A life of financial freedom is the ultimate dream, at least for most of us. It is thus no surprise that you have worked hard in school and managed to acquire that well-paying job with all the benefits, hoping that it will set you on a path to financial freedom. Still,...
The Six Golden Rules to Get Rich No Matter Your Salary, According to a Millionaire
Dollar bills in a jar.Many of us want to be millionaires. According to Phillip J. Müller, the journey to becoming a millionaire and having absolute financial freedom is all about having the right mentality. He also puts it clear that financial freedom is all about...
Conscious Consumer Strategies During Inflation
If you pay attention to the grocery stores, gas stations, or even take a look at your heating bill, one thing is clear— prices are getting higher. It implies that inflation is knocking, which is why necessary financial plans need to be strategized to face the...
How To Maximize Social Security Benefits
As you plan on your retirement, one of the best, prudent financial moves you can take is to maximize your Social Security benefits as much as possible. The question is, why and how? The main reason for this course is that when you retire, the sources of income and...
The Banker’s Secret Bunker Part 3
The BOLI, CUOLI, COLI and YOU! Banks have gained a lot of success from life insurance, but it does not mean that they are the only ones entitled to these benefits. Credit unions have also joined this Investment by buying life insurance, known as CUOLI (corporate-owned...
The Banker’s Secret Bunker Part 2
Why banks buy life insurance Banks' primary objective of buying life insurance is to acquire the benefits not available in their products and other institutions. Compared to the bank's products that are taxable and low rates, life insurance offers a guaranteed growth,...
The Banker’s Secret Bunker Part 1
Have you ever wondered why banks keep making supernormal profits while you barely make anything material from savings in the same banks? Banks have a little-known strategy for investing their savings that ensure survival even during any economic turmoil. As banks...
The Positive Economic Impact of Debt
Credit may get a bad warp, causing dread and fear in the lives of millions, but does it deserve it? Credit moves the economy- each person's credit line is like a pump that pulls money around in the economy by creating the ability to spend where it didn't exist before....
The Rise of Bitcoin and Cryptocurrencies
Cryptocurrency is a digital currency whereby a decentralized system verifies transactions and maintains records using a concept known as cryptography. Bitcoin is a form of cryptocurrency and is currently the highest valued and most popular form of that currency....