Resources
The Stock Market is Up While Riots are Raging
The economy has lost jobs, the coronavirus is still infecting people, people who have jobs may have taken a pay cut and/or gotten more work to do. On top of that, there are protests going on because a police officer killed a black man in Minneapolis. People are...
Take Action to Protect Your Credit During the Coronavirus
It came on so fast. We were all living our regular lives one minute, and then we were being asked to shelter in place the next. The coronavirus pandemic has impacted us in many ways, including financially. According to the US Bureau of Labor Statistics, the number of...
Are You Financially Prepared to Buy a Home?
The idea of buying and owning a home is an exciting one. When you own a home, there are many benefits: for example; no worry of the landlord selling the place your living in, no more noisy downstairs neighbors, and now the money you are paying towards your mortgage...
Is Getting a Tax Refund a Smart Way to Save?
Congratulations! You filed your taxes and scored a tidy little refund. Who doesn't love a nice surprise? Millions of Americans actually look forward to filing their taxes every April because they like surprises, too. They expect to get a windfall of cash in the form...
The Student Loan Debt Crisis – and How to Face It Head-On
"So how much do you have?" It sounds like an innocent enough question. But for some Americans, the answer to that question is riddled with a sense of hopelessness, and to an extent, defeat. The answer to that question is quite often a five-figure number, sometimes six...
How Much Do You Really Need to Save for an Emergency?
In life, we expect that things will not always go smoothly. Unfortunately, it's a reality that emergencies do happen, and the best thing we can do is be prepared for them. However, many Americans are not as prepared as they think when it comes to coping financially...
Are We Going to Keep Pretending the Student Loan Crisis Isn’t Real?
There have been countless news articles and opinion editorials discussing an emerging crisis; the student loan problem. Most of the articles trend for a few days, we make a little noise on twitter, and then it all dies down. Meanwhile, the problem keeps deepening, and...
This is the Amount of Money You Need to Be Happy
When it comes to placing a dollar amount on "happiness" we often reach for the old adage... money can't buy it. It's a lovely saying that emphasizes the value of the un-purchasable things in life, but it's not quite accurate. It turns out that, while you can't buy...
Should You Use the Debt Snowball To Pay Off Debt?
Paying off debt can be overwhelming, especially when there's a lot of it and you're not sure where to start or what's going to be more effective with as much (or as little) as you can pay right now. The debt snowball method has become increasingly popular with those...
Alternatives to Gambling on Wall Street
Hedge fund managers, financial journalists and other self-described experts have tried to get an edge on the stock market for more than a hundred years, but research shows that even the most well respected active investment funds struggle to outperform the overall...