Resources
Budgeting – The Misunderstood Money Plan
Budgeting is one of those necessary evils in life; whether you have plenty of money or you're struggling to make ends meet. A strong budget can help you reach greater financial stability and help you meet goals for your preferred lifestyle. A FINRA Investor Education...
National Debt Nearly Doubles During Obama Presidency: Debt Payments to Rise
If the two-year budget deal that went into effect in late 2015 is factored in, the U.S.national debt will have nearly doubled during the Obama presidency, despite impassioned congressional budget debates, spending cuts, and sequestration efforts. The budget deal,...
How to Handle the 3 Top Money Stressors
Money is the top source of stress in the nation, according to the American Psychological Association. Moreover, that’s not new: Americans have cited it as their top stressor overall since shortly before the Great Recession in 2007. But people in the U.S. don’t just...
7 Important Credit Card Terms To Know Before You Swipe Again
Using credit cards has become second nature for most people. Whether it is paying for a tank of gas or buying your morning cup of coffee, credit cards are the go-to method of payment. Credit cards are an excellent way to build your credit history, and even earn...
Important New FAFSA Rules for Your College-Bound Kid
Applying for federal financial aid for college is a stressful and time-consuming process. The great news is there are new FAFSA rules in place starting this year that will make the application process simpler and less stressful for your college-bound kid. 1. You can...
6 Questions to Ask Your Auto Finance Manager
Your auto finance manager wants to close the deal as much as you want to buy the car. You both want to find an affordable finance option so you leave with a new vehicle and the dealership acquires a sale. When considering a new or used vehicle purchase, be bold and...
How Brexit Will Impact the U.S. Economy
Brexit, England's exit from the E.U. (European Union), is a hot topic in the news with many British citizens cheering. You've probably heard the term at least once, but may not understand why so many people are happy about it. And will it affect the U.S. economy?...
The Importance of a Long-Range Time Perspective in Building Wealth
A fascinating reality that many people are not aware of is that each socioeconomic level, from the lowest to the highest, is differentiated by an individual's perspective on time. Not by education, or origin, or current situation, but by how that person views time. At...
Negative Interest Rates — What Does That Really Mean?
Macroeconomic policy, though it seems very far-away to the typical citizen, is actually incredibly important not just to the national economy as a whole, but to your wallet and household finances. Policy decisions -- especially from the Federal Reserve's funds rate --...
7 Deadly Sins of Personal Finance: Set Your Financial Soul Straight
All of us sin and fall short, but we also have the opportunity to atone for our sins and right our course. When it comes to money, each of us falls into the 7 Deadly Sins of Personal Finance, so we must occasionally take stock and set our financial soul straight...